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Latest Articles. An Internet mortgage provider reaps the Rewards of Lending Boldly Bank of Internet USA, which has extended big loans to high-earning people other lenders might shun, has been making profits, and setting off alarm bells.
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Mortgage insurance should not be confused with mortgage life insurance, which is designed to pay off a mortgage in the event of a borrower’s death. Mortgage insurance protects the lender against the additional risk associated with low down payment lending and may not be required on certain mortgage types.
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Multi-millionaire Cliff Stanford once told me that, on the day he sold his share of internet service provider Demon for £30m. from flights to Chile to a personal ice-breaker. Boldly go where no.
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Google never meant to become America’s preferred Internet service provider. Google Fiber is doing its job. The obvious winner here is the consumer, and then Google reaps the rewards of more ad.
Bank of Internet’s loans have increased fivefold, to nearly $5 billion, over the last five years — an almost unheard-of rate of growth for these tepid times in banking. Its losses from bad loans are practically nonexistent, and profits are surging, in part because it charges a much higher interest rate than the bigger banks operating in the same market.