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Loans for people with bad credit range from conventional personal, auto, and home loans with less-than-favorable terms to short-term, no-credit-check loans like payday and auto title loans. All have pros and cons, but some are a much wiser choice than others – and some should be avoided entirely. experts say.
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After all, there are lots of different credit scores, three major credit reporting agencies, a gazillion lenders and many, many different types of loans with various underwriting requirements. Fortunately, there are some laws that are universal (with some variation by state, of course) when it comes to protecting you and your credit.
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