VA Home Loan – Who Pays for the WDO in Florida

The U.S. Department of Veterans Affairs didn’t respond to questions about how VA loans are affected. borrowers had to pay. The lending freeze has been more than an inconvenience for Price’s clients.

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VA Loan-Related Closing Costs. Here’s a rundown of some of the common loan-related closing costs: origination charge: The VA allows lenders to charge up to 1 percent of the loan amount to cover origination, processing and underwriting costs. They can choose to either charge you a flat 1 percent origination fee,

What Exactly is a WDO Inspection? When obtaining a mortgage or a mortgage guarantee to finance the purchase of a home, You most likely will be required to obtain a WDO inspection by the bank, the mortgage company, or the guarantor (FHA, VA, HUD, etc.).

Good afternoon, I have a friend who is going to secure a VA loan to purchase their first home. They will require a full home inspection. Is my Florida Home Inspector’s license sufficient to provide this service? Also is there a specific form that is required for the home inspection for a VA loan or can I use the same report I would use on any other home.

 · Documentary stamp taxes on notes or other promises to pay are payable at the rate of $.35 for every $100 (or fraction) of indebtedness secured by a mortgage on Florida real property. Non-recurring intangible personal property taxes are payable at the rate of $.002 times the amount of the indebtedness secured by a mortgage on Florida real property.

Recommended Strategies For Pricing Your House to Sell. Mortgage Masters Group Home-Buying Offer Strategies. The lowball offer. If you’re house-hunting in a buyer’s market and are not emotionally committed to the house you find, you may decide to make a lowball offer. A lowball offer is one that’s usually way below the asking price. It may succeed if the seller is highly motivated.

There are three types of VA loans: purchase loans, interest rate reduction refinance loans (or IRRRL, also referred to as a VA streamline refinance loan), and cash-out refinance loans. There are many benefits to a VA loan, but one of biggest benefits is that no down payment is needed to purchase a home.

Understanding the WDO Inspection. July 4, 2016. lenders such as FHA and VA direct appraisers to report any evidence of water damage or wood rot as WDO. I might add, any appraiser who reports the presence of a Wood Destroying Organism is in violation of Florida law as the law requires the.

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